If you’ve been injured in an accident, you’re likely eager to receive the compensation you’re owed as quickly as possible. However, a few factors can prolong your personal injury claim. Here, we’ll discuss some common reasons why claims take longer than expected to resolve.
The complexity of your case
The complex nature of the case will determine how long your personal injury case will take. Complex cases can take longer to resolve because of the need to gather evidence and testimony from witnesses and review medical records. If your case is simple, it will likely be resolved quickly. However, if your case is complex, it can take months or even years to resolve.
In some jurisdictions like the federal court, personal injury cases’ rules are much more complex and time-consuming than in state court. As a result, cases filed in federal court often take longer to resolve than those filed in state court.
Insurance companies are notorious for delaying personal injury claims, all in an attempt to reduce the money they have to pay out. One common tactic is to request additional information from the claimant, even if that information is unnecessary. They may also try to contact witnesses who have already given statements to get them to change their stories. In some cases, insurers may even try to stall until the statute of limitations has expired.
In a personal injury claim, the at-fault party’s liability insurance carrier will be responsible for paying the damages awarded to the injured victim. However, before the insurance company agrees to pay out any money, they will first want to ensure that their policyholder is liable for the accident. This process is known as Liability Investigation and can often take weeks or even months to complete. Liability can be complex and time-consuming to establish, which may delay the settlement process.
By understanding these factors, you can better prepare yourself for what to expect and ensure that you take the required steps to protect your rights and interests.