{"id":10567,"date":"2022-05-09T14:11:43","date_gmt":"2022-05-09T14:11:43","guid":{"rendered":"https:\/\/evergreenprotect.com\/?p=10567"},"modified":"2022-05-09T14:11:43","modified_gmt":"2022-05-09T14:11:43","slug":"how-much-does-private-health-insurance-plan-cost","status":"publish","type":"post","link":"https:\/\/evergreenprotect.com\/tips\/health-insurance\/how-much-does-private-health-insurance-plan-cost\/","title":{"rendered":"How Much Does Private Health Insurance Plan Cost"},"content":{"rendered":"<p>The cost of buying private health insurance varies. The easiest way to know the exact cost of your plan is to get a quote from your insurance company. But before you contact your insurer, you need to learn how they decide your rates. Let\u2019s take a closer look.<\/p>\n<p style=\"text-align: center\"><strong>How Do Insurance Companies Decide On My Private Health Insurance Cost?<\/strong><\/p>\n<p>Insurance companies never guess when deciding your rate. They will check your age, location, drug use, gender, medical history, pre-existing conditions, individual vs. family enrollment, and personal health plan to decide your premium.<\/p>\n<p>Insurance companies can also use your credit score to calculate your private health premium. This is thought-provoking that continues to drive much debate. Many policyholders feel that a credit score should not be used to estimate health insurance premiums. If your state uses credit scores to calculate your premium, make sure you have a good credit score to get the best rate.<\/p>\n<p style=\"text-align: center\"><strong>How Do I Select A Plan That Meets My Budget And Needs?<\/strong><\/p>\n<p>To choose the right Private Health Insurance plan, consider how you and your household use healthcare services. For instance, ask yourself:<\/p>\n<ul>\n<li>How often do you visit the doctor?<\/li>\n<li>Are you expecting larger health expenses?<\/li>\n<li>Do you have severe health conditions?<\/li>\n<li>Do you regularly take prescription drugs?<\/li>\n<\/ul>\n<p>If you have a severe health condition that requires a lot of care, consider a private health insurance plan with lower out-of-pocket costs but a higher premium.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The cost of buying private health insurance varies. The easiest way to know the exact cost of your plan is to get a quote from your insurance company. But before you contact your insurer, you need to learn how they decide your rates. Let\u2019s take a closer look. How Do Insurance Companies Decide On My [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":10568,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[],"_links":{"self":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts\/10567"}],"collection":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/comments?post=10567"}],"version-history":[{"count":0,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts\/10567\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/media\/10568"}],"wp:attachment":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/media?parent=10567"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/categories?post=10567"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/tags?post=10567"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}