{"id":10575,"date":"2022-06-02T11:58:27","date_gmt":"2022-06-02T11:58:27","guid":{"rendered":"https:\/\/evergreenprotect.com\/?p=10575"},"modified":"2022-06-02T11:58:27","modified_gmt":"2022-06-02T11:58:27","slug":"how-to-create-a-home-inventory-for-your-insurance","status":"publish","type":"post","link":"https:\/\/evergreenprotect.com\/tips\/how-to-create-a-home-inventory-for-your-insurance\/","title":{"rendered":"How To Create A Home Inventory For Your Insurance"},"content":{"rendered":"<p>Creating a home inventory is essential to ensure you carry enough coverage and get reimbursed in a disaster. Having a detailed list of everything in your home will make filing a homeowner&#8217;s insurance claim faster.<\/p>\n<p>So how do you create a home inventory for your home insurance? Here are some steps for creating a home inventory of your personal property.<\/p>\n<p><strong>Start small<\/strong><br \/>\nDon&#8217;t go big; start in a small room area, and work your way outward. Move on to the next room once you&#8217;re done with that particular room.<\/p>\n<p><strong>Be descriptive<\/strong><br \/>\nYou need a simple description if you&#8217;re not able to disclose the price of a particular item, and it could be a few words. Also, consider noting the following.<\/p>\n<ul>\n<li>Serial or ID numbers<\/li>\n<li>The value of the item<\/li>\n<li>The items make and model<\/li>\n<li>Where you purchase the item<\/li>\n<li>The date of purchase and price<\/li>\n<li>The appraised value of the item<\/li>\n<\/ul>\n<p><strong>Categories your items<\/strong><br \/>\nCategorize the type of items you want to inventory to expedite the process. Small-ticket items like IKEA pots or casual clothing and shoes can be categorized.<\/p>\n<p><strong>Be mindful of expensive items<\/strong><br \/>\nBe sure to take note of any expensive items you own and record these items in a separate section. If you have any expensive furs, jewelry, rare keepsakes, or electronics, you may need addiction coverage if you want to be reimbursed for their full value.<\/p>\n<p><strong>Don&#8217;t forget about your home outside stuff<\/strong><br \/>\nHome insurance also covers some items outside your home if damaged or stolen. That means if someone breaks your bicycle outside your home, you may be reimbursed with a new bike.<\/p>\n<p><strong>Hold on to your receipts<\/strong><br \/>\nKeeping receipts of the inventory items will make for a seamless claims process. Paper and electronic receipts or photographs of receipts will do the trick.<\/p>\n<p>By noting what you have, you can work with your insurance agent and review those covered items to make sure you have the right coverage.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Creating a home inventory is essential to ensure you carry enough coverage and get reimbursed in a disaster. Having a detailed list of everything in your home will make filing a homeowner&#8217;s insurance claim faster. So how do you create a home inventory for your home insurance? Here are some steps for creating a home [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":10576,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"_links":{"self":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts\/10575"}],"collection":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/comments?post=10575"}],"version-history":[{"count":0,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/posts\/10575\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/media\/10576"}],"wp:attachment":[{"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/media?parent=10575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/categories?post=10575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/evergreenprotect.com\/wp-json\/wp\/v2\/tags?post=10575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}